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Terms of Service

Effective Date: September 4, 2025

1. Acceptance of Terms

By accessing or using Card Hedge AI ("the Service"), including our website, price guide, and API services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Card Hedge AI provides:

  • AI-powered trading card price analysis and market insights
  • Real-time price guide for various trading card categories
  • Card comparison and portfolio tracking tools
  • API services for developers and businesses
  • Market trend analysis and prediction services

3. User Registration and Accounts

To access certain features of our Service, you may need to create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your password and account
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized use

4. Communications and Opt-In Consent

4.1 Email Communications

By providing your email address, you consent to receive:

  • Service-related announcements and updates
  • Marketing communications about new features and services
  • Price alerts and market insights (if subscribed)
  • Account and billing notifications

You may opt-out of marketing emails at any time by clicking the "Unsubscribe" link in any marketing email or by updating your preferences in your account settings.

4.2 SMS/Text Message Communications

By providing your phone number and opting in, you expressly consent to receive SMS/text messages from Card Hedge AI regarding:

  • API service updates and critical alerts
  • Account security notifications
  • Time-sensitive market alerts (if subscribed)
  • Customer support communications

SMS Terms:

  • Message frequency varies based on your subscriptions and account activity
  • Standard message and data rates may apply
  • Text STOP to cancel SMS communications at any time
  • Text HELP for assistance
  • We will never share your phone number with third parties for marketing purposes
  • Supported carriers include all major US carriers

4.3 Communication Preferences

You can manage your communication preferences at any time through your account settings or by contacting support@cardhedger.com. Note that you cannot opt-out of certain service-related communications, such as account verification, security alerts, and legal notices.

5. Price Guide and Market Data

Our price guide and market data are provided for informational purposes only:

  • Prices are estimates based on aggregated market data
  • We do not guarantee the accuracy or completeness of price information
  • Past performance is not indicative of future results
  • We are not responsible for investment decisions based on our data
  • Real-time prices may vary from displayed estimates

6. API Services

If you use our API services, you additionally agree to:

  • Comply with our API documentation and rate limits
  • Not reverse engineer or attempt to extract our source code
  • Not use the API for any illegal or unauthorized purpose
  • Maintain the security of your API keys
  • Pay all applicable fees for API usage

7. Intellectual Property

All content on Card Hedge AI, including text, graphics, logos, images, data compilations, and software, is the property of Card Hedge AI or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

8. User Content and Conduct

When using our Service, you agree not to:

  • Violate any applicable laws or regulations
  • Infringe on the rights of others
  • Upload malicious code or interfere with the Service
  • Attempt to gain unauthorized access to our systems
  • Scrape or harvest data without permission
  • Manipulate or artificially inflate card prices
  • Engage in fraudulent or deceptive practices

9. Privacy Policy

Your use of our Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our Service, you consent to our data practices as described in the Privacy Policy.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CARD HEDGE AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12. Indemnification

You agree to indemnify, defend, and hold harmless Card Hedge AI, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or related to your use of the Service or violation of these Terms.

13. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause or notice. Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive.

14. Modifications to Terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Effective Date." Your continued use of the Service after changes constitutes acceptance of the modified Terms.

15. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the United States and the State of Delaware, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

16. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Card Hedge AI
Email: support@cardhedger.com
Website: www.cardhedger.com

By using Card Hedge AI, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations.